Another dead debt

The MA debt is gone. This is so exciting I have goosebumps.

I am so relieved to be down to three debts - three!! And so close to the $50K mark. To think that this time, three years ago, I would be in almost three times that much debt.

That's a lot of threes.

Man, does it feel good.

Fabulous Fifties

Well, I can cross another goal off my list - I've reached the fifties!

Honestly, although it's been a struggle and I've had to re-organise my entire lifestyle, I cannot tell you how happy I am. Even at $58,000 worth of debt, I am in a better place. Everything is so much more manageable.

I have savings! SAVINGS!!

I wish I could take everyone who is in debt and show them how to manage it and get out of it with your sanity intact. It was really, really, really hard at some times, but taking small steps and thinking things through got me to the other side. And that is really where I feel I am. On the other side.

I've paid off more than $73,000 worth of debt and it's the most empowering thing I've ever done. Women say natural childbirth is empowering, well, a sister should try some debt repayment!

I feel like I can achieve anything now - and this last bit of debt repayment is going to be as simple as .. well ... Simon.

Cash Cow Part 2

I ended up paying the cash off the MA loan over there and, lookee, lookee, I'm down to $1800! Hopefully by the end of the year that debt ceases to exist.

I updated the balances of my debts and am happy to see that I'm almost in the fifties.

Cash Cow

Because things aren't as dire as they once were on the work front, I've had a few opportunities where I've been paid in cash and haven't had to bank it.

Obviously, I don't want to spend it, but neither do I want to pay for or off a payment that can't be claimed, in relation to tax, at a later date.

So, what to do with it? I suppose I could pay the MA loan over there - that loan isn't associated with anything I can claim later on, so there's an option.

Someone mentioned the other day that they change their cash into foreign currency for countries to where they think they might travel. If I was thinking about travelling to the US maybe I might consider changing money to the US dollar, if I was thinking about travelling to the UK, I might consider changing money to the UK pound.

Sadly, I am going nowhere. But, I wonder if changing money now, when the exchange rates are so good is worth it? Probably not. I don't have enough cash to play the money exchange game, and I'm definitely sure I don't have enough experience.

Best I stick to the plan and pay off the MA loan. What do you do with your cash?

Credit Card Bling

Of course this would come to my attention AFTER I cut up and destroyed all my cards.

While some of them are incredicly tacky, a keyring would have made a nice reminder of how far I've actually come.

Holidays & Gifts

Lookie, lookie! I can go on holidays. And buy gifts. Without going into debt.

I feel alive!

I remember